IOBA0001985 — Indian Overseas Bank, Tilak Road Pune
IOBA0001985 is the IFSC code of Indian Overseas Bank, Tilak Road Pune branch, Pune, Maharashtra. MICR 411020013. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0001985 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Tilak Road Pune |
| Address | 2035 BY 2 SADASHIV PETH,TILAK ROAD,PUNE 30 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| MICR code | 411020013 |
| SWIFT code | — |
| Phone | 24335948 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Pune
- Alephata — IOBA0003219
- Arm Pune — IOBA0002584
- Armed Forces Medical College — IOBA0001831
- Aundh — IOBA0000669
- Baner Road — IOBA0001993
- Baramati — IOBA0001903
- Boripardhi — IOBA0003629
- Chakan — IOBA0002742
- Dahanukar Colony — IOBA0001992
- Deccan Gymkhana — IOBA0001984
- Gokhale Park — IOBA0001991
- Hinjewadi — IOBA0001793
How to read IFSC IOBA0001985
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001985 | Branch code – Tilak Road Pune, Pune |
The MICR code 411020013 is printed at the bottom of cheques from this branch: 411 is the city code, 020 the bank code and 013 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Tilak Road Pune
Payments this branch can receive using IFSC IOBA0001985:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001985.
Questions about IFSC IOBA0001985
What is the IFSC code of Indian Overseas Bank, Tilak Road Pune branch?
The IFSC code of Indian Overseas Bank, Tilak Road Pune branch (Pune, Maharashtra) is IOBA0001985.
What is the MICR code of Indian Overseas Bank, Tilak Road Pune?
The MICR code of this branch is 411020013.
Where is Indian Overseas Bank, Tilak Road Pune branch located?
The branch address is 2035 BY 2 SADASHIV PETH,TILAK ROAD,PUNE 30 (Maharashtra).
Does IOBA0001985 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.