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IOBA0001817 — Indian Overseas Bank, Gujarat Sec Education Bd

IOBA0001817 is the IFSC code of Indian Overseas Bank, Gujarat Sec Education Bd branch, Gandhinagar, Gujarat. MICR 380020020. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0001817
BankIndian Overseas Bank
BranchGujarat Sec Education Bd
AddressGUJARAT SECONDARY,EDUCATION BOARD,SECTOR 10 B,GANDHI NARGAR,PIN 382010
CityGandhinagar
DistrictGandhinagar
StateGujarat
MICR code380020020
SWIFT code—
Phone23221310
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Gandhinagar

How to read IFSC IOBA0001817

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
001817Branch code – Gujarat Sec Education Bd, Gandhinagar

The MICR code 380020020 is printed at the bottom of cheques from this branch: 380 is the city code, 020 the bank code and 020 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Gujarat Sec Education Bd

Payments this branch can receive using IFSC IOBA0001817:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001817.

Questions about IFSC IOBA0001817

What is the IFSC code of Indian Overseas Bank, Gujarat Sec Education Bd branch?

The IFSC code of Indian Overseas Bank, Gujarat Sec Education Bd branch (Gandhinagar, Gujarat) is IOBA0001817.

What is the MICR code of Indian Overseas Bank, Gujarat Sec Education Bd?

The MICR code of this branch is 380020020.

Where is Indian Overseas Bank, Gujarat Sec Education Bd branch located?

The branch address is GUJARAT SECONDARY,EDUCATION BOARD,SECTOR 10 B,GANDHI NARGAR,PIN 382010 (Gujarat).

Does IOBA0001817 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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