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IOBA0001564 — Indian Overseas Bank, Mango Jamshedpur

IOBA0001564 is the IFSC code of Indian Overseas Bank, Mango Jamshedpur branch, Saraikela-kharsawan, Jharkhand. MICR 831020003. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0001564
BankIndian Overseas Bank
BranchMango Jamshedpur
AddressMAIN ROAD,INDU MANSION,MANGO,NEAR LIC,JAMSHEDPUR,PIN 831013
CitySaraikela-kharsawan
DistrictAdityapur
StateJharkhand
MICR code831020003
SWIFT code—
Phone2315241
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC IOBA0001564

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
001564Branch code – Mango Jamshedpur, Saraikela-kharsawan

The MICR code 831020003 is printed at the bottom of cheques from this branch: 831 is the city code, 020 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Mango Jamshedpur

Payments this branch can receive using IFSC IOBA0001564:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001564.

Questions about IFSC IOBA0001564

What is the IFSC code of Indian Overseas Bank, Mango Jamshedpur branch?

The IFSC code of Indian Overseas Bank, Mango Jamshedpur branch (Saraikela-kharsawan, Jharkhand) is IOBA0001564.

What is the MICR code of Indian Overseas Bank, Mango Jamshedpur?

The MICR code of this branch is 831020003.

Where is Indian Overseas Bank, Mango Jamshedpur branch located?

The branch address is MAIN ROAD,INDU MANSION,MANGO,NEAR LIC,JAMSHEDPUR,PIN 831013 (Jharkhand).

Does IOBA0001564 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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