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IOBA0001536 — Indian Overseas Bank, Kolkata Tegharia

IOBA0001536 is the IFSC code of Indian Overseas Bank, Kolkata Tegharia branch, Kolkata, West Bengal. MICR 700020044. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0001536
BankIndian Overseas Bank
BranchKolkata Tegharia
Address137, PODDAR VIHAR, V I P ROAD, KOLKATA 700052
CityKolkata
DistrictKolkata
StateWest Bengal
MICR code700020044
SWIFT code—
Phone28519453
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Kolkata

How to read IFSC IOBA0001536

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
001536Branch code – Kolkata Tegharia, Kolkata

The MICR code 700020044 is printed at the bottom of cheques from this branch: 700 is the city code, 020 the bank code and 044 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Kolkata Tegharia

Payments this branch can receive using IFSC IOBA0001536:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001536.

Questions about IFSC IOBA0001536

What is the IFSC code of Indian Overseas Bank, Kolkata Tegharia branch?

The IFSC code of Indian Overseas Bank, Kolkata Tegharia branch (Kolkata, West Bengal) is IOBA0001536.

What is the MICR code of Indian Overseas Bank, Kolkata Tegharia?

The MICR code of this branch is 700020044.

Where is Indian Overseas Bank, Kolkata Tegharia branch located?

The branch address is 137, PODDAR VIHAR, V I P ROAD, KOLKATA 700052 (West Bengal).

Does IOBA0001536 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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