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IOBA0001317 — Indian Overseas Bank, Nparaipatti

IOBA0001317 is the IFSC code of Indian Overseas Bank, Nparaipatti branch, Madurai, Tamil Nadu. MICR 635020048. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0001317
BankIndian Overseas Bank
BranchNparaipatti
AddressFIRST FLOOR, KULATHUR VILLAGE, DINDIGUL - KARUR ROAD, N PARAIPATTI, VEDASANDUR TALUK - 624 005
CityMadurai
DistrictN.paraipatti
StateTamil Nadu
MICR code635020048
SWIFT code—
Phone+914951227258
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Madurai

How to read IFSC IOBA0001317

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
001317Branch code – Nparaipatti, Madurai

The MICR code 635020048 is printed at the bottom of cheques from this branch: 635 is the city code, 020 the bank code and 048 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Nparaipatti

Payments this branch can receive using IFSC IOBA0001317:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001317.

Questions about IFSC IOBA0001317

What is the IFSC code of Indian Overseas Bank, Nparaipatti branch?

The IFSC code of Indian Overseas Bank, Nparaipatti branch (Madurai, Tamil Nadu) is IOBA0001317.

What is the MICR code of Indian Overseas Bank, Nparaipatti?

The MICR code of this branch is 635020048.

Where is Indian Overseas Bank, Nparaipatti branch located?

The branch address is FIRST FLOOR, KULATHUR VILLAGE, DINDIGUL - KARUR ROAD, N PARAIPATTI, VEDASANDUR TALUK - 624 005 (Tamil Nadu).

Does IOBA0001317 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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