IOBA0001305 — Indian Overseas Bank, Preet Vihar
IOBA0001305 is the IFSC code of Indian Overseas Bank, Preet Vihar branch, New Delhi, Delhi. MICR 110020031. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0001305 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Preet Vihar |
| Address | NO 6, LOCAL SHOPPING CENTRE, PREET VIHAR PATPAR GANJ , NEW DELHI - 110092 |
| City | New Delhi |
| District | Delhi |
| State | Delhi |
| MICR code | 110020031 |
| SWIFT code | — |
| Phone | 22521207 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in New Delhi
- Cantonment — IOBA0000490
- Daryaganj — IOBA0000017
- Defence Colony — IOBA0000115
- Gole Market — IOBA0000840
- Golf Links — IOBA0000265
- Greater Kailash Ii — IOBA0000725
- Industrial Finance — IOBA0001205
- Janakpuri — IOBA0000544
- Janpath — IOBA0000065
- Kapashera — IOBA0004021
- Karol Bagh — IOBA0000035
- Lok Kala Manch — IOBA0001498
How to read IFSC IOBA0001305
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001305 | Branch code – Preet Vihar, New Delhi |
The MICR code 110020031 is printed at the bottom of cheques from this branch: 110 is the city code, 020 the bank code and 031 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Preet Vihar
Payments this branch can receive using IFSC IOBA0001305:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001305.
Questions about IFSC IOBA0001305
What is the IFSC code of Indian Overseas Bank, Preet Vihar branch?
The IFSC code of Indian Overseas Bank, Preet Vihar branch (New Delhi, Delhi) is IOBA0001305.
What is the MICR code of Indian Overseas Bank, Preet Vihar?
The MICR code of this branch is 110020031.
Where is Indian Overseas Bank, Preet Vihar branch located?
The branch address is NO 6, LOCAL SHOPPING CENTRE, PREET VIHAR PATPAR GANJ , NEW DELHI - 110092 (Delhi).
Does IOBA0001305 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.