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IOBA0001269 — Indian Overseas Bank, Pakkam Kottur

IOBA0001269 is the IFSC code of Indian Overseas Bank, Pakkam Kottur branch, Nagapattinam, Tamil Nadu. MICR 611020016. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0001269
BankIndian Overseas Bank
BranchPakkam Kottur
Address2 BY 76 F,MAIN ROAD,PAKKAM KOTTUR,PIN 609701
CityNagapattinam
DistrictEnangudi
StateTamil Nadu
MICR code611020016
SWIFT code—
Phone236814
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Nagapattinam

How to read IFSC IOBA0001269

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
001269Branch code – Pakkam Kottur, Nagapattinam

The MICR code 611020016 is printed at the bottom of cheques from this branch: 611 is the city code, 020 the bank code and 016 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Pakkam Kottur

Payments this branch can receive using IFSC IOBA0001269:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001269.

Questions about IFSC IOBA0001269

What is the IFSC code of Indian Overseas Bank, Pakkam Kottur branch?

The IFSC code of Indian Overseas Bank, Pakkam Kottur branch (Nagapattinam, Tamil Nadu) is IOBA0001269.

What is the MICR code of Indian Overseas Bank, Pakkam Kottur?

The MICR code of this branch is 611020016.

Where is Indian Overseas Bank, Pakkam Kottur branch located?

The branch address is 2 BY 76 F,MAIN ROAD,PAKKAM KOTTUR,PIN 609701 (Tamil Nadu).

Does IOBA0001269 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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