IOBA0001228 — Indian Overseas Bank, Subash Garh
IOBA0001228 is the IFSC code of Indian Overseas Bank, Subash Garh branch, Haridwar, Uttarakhand. MICR 249020053. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0001228 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Subash Garh |
| Address | MOHINI SADAN, SUBASHGARH,TEH.HARIDWAR,247663 |
| City | Haridwar |
| District | Subashgarh |
| State | Uttarakhand |
| MICR code | 249020053 |
| SWIFT code | — |
| Phone | 287280 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Haridwar
- Adarsh Tehri Nagar — IOBA0003372
- Aithal — IOBA0001192
- Bahadrabad — IOBA0004216
- Bhadurpur Jat — IOBA0003211
- Dahiya Ki — IOBA0003724
- Dhandera — IOBA0002544
- Haridwar — IOBA0001692
- Haridwar Shivalik Nagar — IOBA0002901
- Jwalapur — IOBA0000607
- Kankhal — IOBA0000513
- Kurdi — IOBA0001127
- Laksar — IOBA0000444
How to read IFSC IOBA0001228
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001228 | Branch code – Subash Garh, Haridwar |
The MICR code 249020053 is printed at the bottom of cheques from this branch: 249 is the city code, 020 the bank code and 053 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Subash Garh
Payments this branch can receive using IFSC IOBA0001228:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001228.
Questions about IFSC IOBA0001228
What is the IFSC code of Indian Overseas Bank, Subash Garh branch?
The IFSC code of Indian Overseas Bank, Subash Garh branch (Haridwar, Uttarakhand) is IOBA0001228.
What is the MICR code of Indian Overseas Bank, Subash Garh?
The MICR code of this branch is 249020053.
Where is Indian Overseas Bank, Subash Garh branch located?
The branch address is MOHINI SADAN, SUBASHGARH,TEH.HARIDWAR,247663 (Uttarakhand).
Does IOBA0001228 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.