Consult GurujiTax and company law

IOBA0000964 — Indian Overseas Bank, Nalanga

IOBA0000964 is the IFSC code of Indian Overseas Bank, Nalanga branch, Bhadrak, Odisha. MICR 756020504. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0000964
BankIndian Overseas Bank
BranchNalanga
AddressNALANGA VILLAGE AND PO,BHADRAK,NALANGA,PIN 756100
CityBhadrak
DistrictNalanga
StateOdisha
MICR code756020504
SWIFT code—
Phone268050
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Bhadrak

How to read IFSC IOBA0000964

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
000964Branch code – Nalanga, Bhadrak

The MICR code 756020504 is printed at the bottom of cheques from this branch: 756 is the city code, 020 the bank code and 504 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Nalanga

Payments this branch can receive using IFSC IOBA0000964:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000964.

Questions about IFSC IOBA0000964

What is the IFSC code of Indian Overseas Bank, Nalanga branch?

The IFSC code of Indian Overseas Bank, Nalanga branch (Bhadrak, Odisha) is IOBA0000964.

What is the MICR code of Indian Overseas Bank, Nalanga?

The MICR code of this branch is 756020504.

Where is Indian Overseas Bank, Nalanga branch located?

The branch address is NALANGA VILLAGE AND PO,BHADRAK,NALANGA,PIN 756100 (Odisha).

Does IOBA0000964 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

ITR & refund help NRI tax filing