IOBA0000838 — Indian Overseas Bank, Chikmagalur
IOBA0000838 is the IFSC code of Indian Overseas Bank, Chikmagalur branch, Chikmagalur, Karnataka. MICR 577020102. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0000838 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Chikmagalur |
| Address | KELAGUR MATHIAS TOWERS, RATNA GIRI ROAD, CHIKMAGALUR577101 |
| City | Chikmagalur |
| District | Chikmagalur |
| State | Karnataka |
| MICR code | 577020102 |
| SWIFT code | — |
| Phone | 235968 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Chikmagalur
- Chintamani — IOBA0003476
- K R Pete Bigganahalli — IOBA0003325
- Kadur — IOBA0003749
- Kudlur — IOBA0000338
- Lingadahalli — IOBA0000312
- Sringeri — IOBA0002500
- Vasthare — IOBA0003097
How to read IFSC IOBA0000838
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000838 | Branch code – Chikmagalur, Chikmagalur |
The MICR code 577020102 is printed at the bottom of cheques from this branch: 577 is the city code, 020 the bank code and 102 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Chikmagalur
Payments this branch can receive using IFSC IOBA0000838:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000838.
Questions about IFSC IOBA0000838
What is the IFSC code of Indian Overseas Bank, Chikmagalur branch?
The IFSC code of Indian Overseas Bank, Chikmagalur branch (Chikmagalur, Karnataka) is IOBA0000838.
What is the MICR code of Indian Overseas Bank, Chikmagalur?
The MICR code of this branch is 577020102.
Where is Indian Overseas Bank, Chikmagalur branch located?
The branch address is KELAGUR MATHIAS TOWERS, RATNA GIRI ROAD, CHIKMAGALUR577101 (Karnataka).
Does IOBA0000838 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.