IOBA0000537 — Indian Overseas Bank, Borim
IOBA0000537 is the IFSC code of Indian Overseas Bank, Borim branch, North Goa, Goa. MICR 403020008. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0000537 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Borim |
| Address | V 235 LAXMIBAI SAWKAR BLDG,PONDA ROAD BORIM PIN 403401 |
| City | North Goa |
| District | Borim |
| State | Goa |
| MICR code | 403020008 |
| SWIFT code | — |
| Phone | 2333334 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in North Goa
- Bicholim — IOBA0003452
- Calangute — IOBA0002513
- Calapor Santa Cruz — IOBA0003069
- Chopdem — IOBA0003339
- Corjuem Goa — IOBA0000671
- Corlim Goa — IOBA0000210
- Mapuca — IOBA0000563
- Mulgaon Goa — IOBA0000694
- Panaji — IOBA0000139
- Ponda — IOBA0001957
- R O Goa — IOBA0002011
- Santo Estevam Goa — IOBA0000166
How to read IFSC IOBA0000537
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000537 | Branch code – Borim, North Goa |
The MICR code 403020008 is printed at the bottom of cheques from this branch: 403 is the city code, 020 the bank code and 008 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Borim
Payments this branch can receive using IFSC IOBA0000537:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000537.
Questions about IFSC IOBA0000537
What is the IFSC code of Indian Overseas Bank, Borim branch?
The IFSC code of Indian Overseas Bank, Borim branch (North Goa, Goa) is IOBA0000537.
What is the MICR code of Indian Overseas Bank, Borim?
The MICR code of this branch is 403020008.
Where is Indian Overseas Bank, Borim branch located?
The branch address is V 235 LAXMIBAI SAWKAR BLDG,PONDA ROAD BORIM PIN 403401 (Goa).
Does IOBA0000537 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.