IOBA0000440 — Indian Overseas Bank, Diamond Harbour Road
IOBA0000440 is the IFSC code of Indian Overseas Bank, Diamond Harbour Road branch, Kolkata, West Bengal. MICR 700020020. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0000440 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Diamond Harbour Road |
| Address | 23 BY 17S, BASANT VIHAR, DIAMOND HARBOUR ROAD, BLOCK A, NEW ALIPORE, KOLKATA - 700053 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| MICR code | 700020020 |
| SWIFT code | — |
| Phone | 23962003 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Kolkata
- Amratolla — IOBA0000720
- Ananda Palit Road — IOBA0001108
- Arm Branch — IOBA0001996
- Baghajatin — IOBA0002194
- Ballygunge — IOBA0000013
- Ballygunge Park Road — IOBA0000477
- Baranagar — IOBA0000566
- Behala — IOBA0001224
- Bhowanipore — IOBA0000908
- Birati — IOBA0003558
- Calcutta Hospital Kolkata — IOBA0002321
- Chakgaria — IOBA0003273
How to read IFSC IOBA0000440
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000440 | Branch code – Diamond Harbour Road, Kolkata |
The MICR code 700020020 is printed at the bottom of cheques from this branch: 700 is the city code, 020 the bank code and 020 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Diamond Harbour Road
Payments this branch can receive using IFSC IOBA0000440:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000440.
Questions about IFSC IOBA0000440
What is the IFSC code of Indian Overseas Bank, Diamond Harbour Road branch?
The IFSC code of Indian Overseas Bank, Diamond Harbour Road branch (Kolkata, West Bengal) is IOBA0000440.
What is the MICR code of Indian Overseas Bank, Diamond Harbour Road?
The MICR code of this branch is 700020020.
Where is Indian Overseas Bank, Diamond Harbour Road branch located?
The branch address is 23 BY 17S, BASANT VIHAR, DIAMOND HARBOUR ROAD, BLOCK A, NEW ALIPORE, KOLKATA - 700053 (West Bengal).
Does IOBA0000440 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.