Consult GurujiTax and company law

IOBA0000400 — Indian Overseas Bank, Jetpur

IOBA0000400 is the IFSC code of Indian Overseas Bank, Jetpur branch, Rajkot, Gujarat. MICR 360020061. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0000400
BankIndian Overseas Bank
BranchJetpur
AddressKUBERBHUVAN,PHULWADI LODHI ROAD,JETPUR PIN 360370
CityRajkot
DistrictJetpur
StateGujarat
MICR code360020061
SWIFT code—
Phone+912823220124
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Rajkot

How to read IFSC IOBA0000400

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
000400Branch code – Jetpur, Rajkot

The MICR code 360020061 is printed at the bottom of cheques from this branch: 360 is the city code, 020 the bank code and 061 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Jetpur

Payments this branch can receive using IFSC IOBA0000400:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000400.

Questions about IFSC IOBA0000400

What is the IFSC code of Indian Overseas Bank, Jetpur branch?

The IFSC code of Indian Overseas Bank, Jetpur branch (Rajkot, Gujarat) is IOBA0000400.

What is the MICR code of Indian Overseas Bank, Jetpur?

The MICR code of this branch is 360020061.

Where is Indian Overseas Bank, Jetpur branch located?

The branch address is KUBERBHUVAN,PHULWADI LODHI ROAD,JETPUR PIN 360370 (Gujarat).

Does IOBA0000400 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

ITR & refund help NRI tax filing