IOBA0000240 — Indian Overseas Bank, Kamudi
IOBA0000240 is the IFSC code of Indian Overseas Bank, Kamudi branch, Thoothkudi, Tamil Nadu. MICR 623020104. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0000240 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Kamudi |
| Address | 28 LOCAL FUND ROAD KAMUDI PIN 623603 |
| City | Thoothkudi |
| District | Kamudi |
| State | Tamil Nadu |
| MICR code | 623020104 |
| SWIFT code | — |
| Phone | 223248 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Thoothkudi
- Harbour — IOBA0000143
- Mappillaiurani — IOBA0001218
How to read IFSC IOBA0000240
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000240 | Branch code – Kamudi, Thoothkudi |
The MICR code 623020104 is printed at the bottom of cheques from this branch: 623 is the city code, 020 the bank code and 104 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Kamudi
Payments this branch can receive using IFSC IOBA0000240:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000240.
Questions about IFSC IOBA0000240
What is the IFSC code of Indian Overseas Bank, Kamudi branch?
The IFSC code of Indian Overseas Bank, Kamudi branch (Thoothkudi, Tamil Nadu) is IOBA0000240.
What is the MICR code of Indian Overseas Bank, Kamudi?
The MICR code of this branch is 623020104.
Where is Indian Overseas Bank, Kamudi branch located?
The branch address is 28 LOCAL FUND ROAD KAMUDI PIN 623603 (Tamil Nadu).
Does IOBA0000240 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.