IOBA0000126 — Indian Overseas Bank, Hubli
IOBA0000126 is the IFSC code of Indian Overseas Bank, Hubli branch, Dharwad, Karnataka. MICR 580020002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0000126 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Hubli |
| Address | UMACHAGI BUILDING KOPPIKAR ROAD HUBLI PIN 580020 |
| City | Dharwad |
| District | Hubli-dharwad |
| State | Karnataka |
| MICR code | 580020002 |
| SWIFT code | — |
| Phone | +918362363445 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Dharwad
- Dharwad — IOBA0001053
- Dharwadjubilee Circle — IOBA0001771
- Garag — IOBA0000308
- Kalghatgi — IOBA0002654
- Mummigatti — IOBA0002652
- Navanagar — IOBA0003577
- Tumarikoppa — IOBA0000877
How to read IFSC IOBA0000126
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000126 | Branch code – Hubli, Dharwad |
The MICR code 580020002 is printed at the bottom of cheques from this branch: 580 is the city code, 020 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Hubli
Payments this branch can receive using IFSC IOBA0000126:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000126.
Questions about IFSC IOBA0000126
What is the IFSC code of Indian Overseas Bank, Hubli branch?
The IFSC code of Indian Overseas Bank, Hubli branch (Dharwad, Karnataka) is IOBA0000126.
What is the MICR code of Indian Overseas Bank, Hubli?
The MICR code of this branch is 580020002.
Where is Indian Overseas Bank, Hubli branch located?
The branch address is UMACHAGI BUILDING KOPPIKAR ROAD HUBLI PIN 580020 (Karnataka).
Does IOBA0000126 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.