IOBA0000022 — Indian Overseas Bank, Cuttack
IOBA0000022 is the IFSC code of Indian Overseas Bank, Cuttack branch, Cuttack, Odisha. MICR 753020002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0000022 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Cuttack |
| Address | P.K. PARIJA ROAD, OPP HOWRAH MOTORS, CUTTACK. PIN 753001 |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| MICR code | 753020002 |
| SWIFT code | — |
| Phone | +916712304343 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Cuttack
- Barabati Stadium — IOBA0001821
- Chandeswar — IOBA0003142
- Cuttack Jobra — IOBA0001247
- Dhurukudia — IOBA0001124
- Kalapada — IOBA0003512
- Kantol — IOBA0001095
- Ogb - Ro Cuttack — IOBA0GB4000
- Ogb -athagarh — IOBA0GB4203
- Ogb -bahugram — IOBA0GB4012
- Ogb -baideswar — IOBA0GB4111
- Ogb -balijhari — IOBA0GB4110
- Ogb -balikudachhak — IOBA0GB4100
How to read IFSC IOBA0000022
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000022 | Branch code – Cuttack, Cuttack |
The MICR code 753020002 is printed at the bottom of cheques from this branch: 753 is the city code, 020 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Cuttack
Payments this branch can receive using IFSC IOBA0000022:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0000022.
Questions about IFSC IOBA0000022
What is the IFSC code of Indian Overseas Bank, Cuttack branch?
The IFSC code of Indian Overseas Bank, Cuttack branch (Cuttack, Odisha) is IOBA0000022.
What is the MICR code of Indian Overseas Bank, Cuttack?
The MICR code of this branch is 753020002.
Where is Indian Overseas Bank, Cuttack branch located?
The branch address is P.K. PARIJA ROAD, OPP HOWRAH MOTORS, CUTTACK. PIN 753001 (Odisha).
Does IOBA0000022 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.