INDB0001985 — Indusind Bank, Kargil
INDB0001985 is the IFSC code of Indusind Bank, Kargil branch, Kargil, Jammu And Kashmir. MICR 194234003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | INDB0001985 |
|---|---|
| Bank | Indusind Bank |
| Branch | Kargil |
| Address | GROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN 194103 |
| City | Kargil |
| District | Kargil |
| State | Jammu And Kashmir |
| MICR code | 194234003 |
| SWIFT code | — |
| Phone | +919596776622 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC INDB0001985
| Part | Meaning |
|---|---|
| INDB | Bank code – Indusind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001985 | Branch code – Kargil, Kargil |
The MICR code 194234003 is printed at the bottom of cheques from this branch: 194 is the city code, 234 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indusind Bank, Kargil
Payments this branch can receive using IFSC INDB0001985:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC INDB0001985.
Questions about IFSC INDB0001985
What is the IFSC code of Indusind Bank, Kargil branch?
The IFSC code of Indusind Bank, Kargil branch (Kargil, Jammu And Kashmir) is INDB0001985.
What is the MICR code of Indusind Bank, Kargil?
The MICR code of this branch is 194234003.
Where is Indusind Bank, Kargil branch located?
The branch address is GROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN 194103 (Jammu And Kashmir).
Does INDB0001985 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.