INDB0000520 — Indusind Bank, Urban Estate Focul Point
INDB0000520 is the IFSC code of Indusind Bank, Urban Estate Focul Point branch, Ludhiana, Punjab. MICR 141234003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | INDB0000520 |
|---|---|
| Bank | Indusind Bank |
| Branch | Urban Estate Focul Point |
| Address | UPSC JAIN PUBLIC SCHOOL,CHANDIGARH ROAD, URBAN ESTATE II, LUDHIANA 141010 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | 141234003 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indusind Bank branches in Ludhiana
- Andlu — INDB0000895
- Bahadur Ke Road Ludhiana — INDB0001106
- Brs Nagar Ludhiana — INDB0001717
- Dangian — INDB0000942
- Dugri Road Model Town — INDB0001043
- Jagraon — INDB0000816
- Jatpura — INDB0000903
- Kesarganj Mandi Ludhiana — INDB0001955
- Khanna — INDB0000181
- Kithclu Nagar — INDB0001505
- Ludhiana — INDB0000020
- Ludhiana Pakhowal Road — INDB0001975
How to read IFSC INDB0000520
| Part | Meaning |
|---|---|
| INDB | Bank code – Indusind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000520 | Branch code – Urban Estate Focul Point, Ludhiana |
The MICR code 141234003 is printed at the bottom of cheques from this branch: 141 is the city code, 234 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indusind Bank, Urban Estate Focul Point
Payments this branch can receive using IFSC INDB0000520:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC INDB0000520.
Questions about IFSC INDB0000520
What is the IFSC code of Indusind Bank, Urban Estate Focul Point branch?
The IFSC code of Indusind Bank, Urban Estate Focul Point branch (Ludhiana, Punjab) is INDB0000520.
What is the MICR code of Indusind Bank, Urban Estate Focul Point?
The MICR code of this branch is 141234003.
Where is Indusind Bank, Urban Estate Focul Point branch located?
The branch address is UPSC JAIN PUBLIC SCHOOL,CHANDIGARH ROAD, URBAN ESTATE II, LUDHIANA 141010 (Punjab).
Does INDB0000520 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.