IDIB000S765 — Indian Bank, Srinagar
IDIB000S765 is the IFSC code of Indian Bank, Srinagar branch, Srinagar, Jammu And Kashmir. MICR 190019002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IDIB000S765 |
|---|---|
| Bank | Indian Bank |
| Branch | Srinagar |
| Address | ABOVE ROYAL SWEETS OPP GURUDWARA LAL CHOWK SRINAGAR SRINAGAR LAL CHOWK PIN 190001 |
| City | Srinagar |
| District | Srinagar |
| State | Jammu And Kashmir |
| MICR code | 190019002 |
| SWIFT code | — |
| Phone | +919990073148 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC IDIB000S765
| Part | Meaning |
|---|---|
| IDIB | Bank code – Indian Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 00S765 | Branch code – Srinagar, Srinagar |
The MICR code 190019002 is printed at the bottom of cheques from this branch: 190 is the city code, 019 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Bank, Srinagar
Payments this branch can receive using IFSC IDIB000S765:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IDIB000S765.
Questions about IFSC IDIB000S765
What is the IFSC code of Indian Bank, Srinagar branch?
The IFSC code of Indian Bank, Srinagar branch (Srinagar, Jammu And Kashmir) is IDIB000S765.
What is the MICR code of Indian Bank, Srinagar?
The MICR code of this branch is 190019002.
Where is Indian Bank, Srinagar branch located?
The branch address is ABOVE ROYAL SWEETS OPP GURUDWARA LAL CHOWK SRINAGAR SRINAGAR LAL CHOWK PIN 190001 (Jammu And Kashmir).
Does IDIB000S765 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.