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IDIB000P230 — Indian Bank, Palarivattom

IDIB000P230 is the IFSC code of Indian Bank, Palarivattom branch, Ernakulam, Kerala. MICR 682019016. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIDIB000P230
BankIndian Bank
BranchPalarivattom
Address32/2335B B1 V E ARCADE OPP VYAPAR MANDIR PALARIVATTOM PIN 682025
CityErnakulam
DistrictErnakulam
StateKerala
MICR code682019016
SWIFT code—
Phone+914842334005
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Bank branches in Ernakulam

How to read IFSC IDIB000P230

PartMeaning
IDIBBank code – Indian Bank
0Fifth character, always zero (kept for future use)
00P230Branch code – Palarivattom, Ernakulam

The MICR code 682019016 is printed at the bottom of cheques from this branch: 682 is the city code, 019 the bank code and 016 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Bank, Palarivattom

Payments this branch can receive using IFSC IDIB000P230:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IDIB000P230.

Questions about IFSC IDIB000P230

What is the IFSC code of Indian Bank, Palarivattom branch?

The IFSC code of Indian Bank, Palarivattom branch (Ernakulam, Kerala) is IDIB000P230.

What is the MICR code of Indian Bank, Palarivattom?

The MICR code of this branch is 682019016.

Where is Indian Bank, Palarivattom branch located?

The branch address is 32/2335B B1 V E ARCADE OPP VYAPAR MANDIR PALARIVATTOM PIN 682025 (Kerala).

Does IDIB000P230 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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