IDIB000P040 — Indian Bank, Polavaram
IDIB000P040 is the IFSC code of Indian Bank, Polavaram branch, Krishna, Andhra Pradesh. MICR 521019025. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IDIB000P040 |
|---|---|
| Bank | Indian Bank |
| Branch | Polavaram |
| Address | H NO4/120 4/91) MAIN ROAD POLAVARAM POLAVARAM PIN 521162 |
| City | Krishna |
| District | Polavaram |
| State | Andhra Pradesh |
| MICR code | 521019025 |
| SWIFT code | — |
| Phone | +918672243223 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Bank branches in Krishna
- Atkuru — IDIB000A179
- Avanigadda — IDIB000A037
- Bhaskararaopet — IDIB000B065
- Challapalli Krishna — IDIB000C006
- Chandralapadu — IDIB000C043
- Chanubanda — IDIB000C051
- Chilakalapudi-machilipatinam — IDIB000C223
- Edara — IDIB000E015
- Gandhi Nagar — IDIB000G001
- Gandrayi — IDIB000G002
- Gannavaram — IDIB000G075
- Gollapalli — IDIB000G029
How to read IFSC IDIB000P040
| Part | Meaning |
|---|---|
| IDIB | Bank code – Indian Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 00P040 | Branch code – Polavaram, Krishna |
The MICR code 521019025 is printed at the bottom of cheques from this branch: 521 is the city code, 019 the bank code and 025 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Bank, Polavaram
Payments this branch can receive using IFSC IDIB000P040:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IDIB000P040.
Questions about IFSC IDIB000P040
What is the IFSC code of Indian Bank, Polavaram branch?
The IFSC code of Indian Bank, Polavaram branch (Krishna, Andhra Pradesh) is IDIB000P040.
What is the MICR code of Indian Bank, Polavaram?
The MICR code of this branch is 521019025.
Where is Indian Bank, Polavaram branch located?
The branch address is H NO4/120 4/91) MAIN ROAD POLAVARAM POLAVARAM PIN 521162 (Andhra Pradesh).
Does IDIB000P040 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.