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IDIB000M320 — Indian Bank, Mall Road Formerly Ind Msme Kanpur

IDIB000M320 is the IFSC code of Indian Bank, Mall Road Formerly Ind Msme Kanpur branch, Kanpur, Uttar Pradesh. MICR 208019009. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIDIB000M320
BankIndian Bank
BranchMall Road Formerly Ind Msme Kanpur
Address17/13 MALL ROAD OPPOSITE TO NANARAO PARK KANPUR PIN 208001
CityKanpur
DistrictKanpur
StateUttar Pradesh
MICR code208019009
SWIFT code—
Phone+915122305189
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Bank branches in Kanpur

How to read IFSC IDIB000M320

PartMeaning
IDIBBank code – Indian Bank
0Fifth character, always zero (kept for future use)
00M320Branch code – Mall Road Formerly Ind Msme Kanpur, Kanpur

The MICR code 208019009 is printed at the bottom of cheques from this branch: 208 is the city code, 019 the bank code and 009 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Bank, Mall Road Formerly Ind Msme Kanpur

Payments this branch can receive using IFSC IDIB000M320:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IDIB000M320.

Questions about IFSC IDIB000M320

What is the IFSC code of Indian Bank, Mall Road Formerly Ind Msme Kanpur branch?

The IFSC code of Indian Bank, Mall Road Formerly Ind Msme Kanpur branch (Kanpur, Uttar Pradesh) is IDIB000M320.

What is the MICR code of Indian Bank, Mall Road Formerly Ind Msme Kanpur?

The MICR code of this branch is 208019009.

Where is Indian Bank, Mall Road Formerly Ind Msme Kanpur branch located?

The branch address is 17/13 MALL ROAD OPPOSITE TO NANARAO PARK KANPUR PIN 208001 (Uttar Pradesh).

Does IDIB000M320 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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