IDIB000L552 — Indian Bank, Lohta
IDIB000L552 is the IFSC code of Indian Bank, Lohta branch, Varanasi, Uttar Pradesh. MICR 221019020. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IDIB000L552 |
|---|---|
| Bank | Indian Bank |
| Branch | Lohta |
| Address | VILL PO LOHTA LOHTA LOHTA PIN 221107 |
| City | Varanasi |
| District | Lohta |
| State | Uttar Pradesh |
| MICR code | 221019020 |
| SWIFT code | — |
| Phone | +918116918669 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Bank branches in Varanasi
- Amara — IDIB000A590
- Baragaon — IDIB000B639
- Benipur — IDIB000B733
- Cholapur — IDIB000C605
- Choubeypur — IDIB000C611
- Chowkpur — IDIB000V507
- Daffi — IDIB000D506
- Godowlia — IDIB000G035
- Govindpur — IDIB000G626
- Kachnar Rajatalab — IDIB000K507
- Kashi Vidyapith University — IDIB000K619
- Lanka — IDIB000R106
How to read IFSC IDIB000L552
| Part | Meaning |
|---|---|
| IDIB | Bank code – Indian Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 00L552 | Branch code – Lohta, Varanasi |
The MICR code 221019020 is printed at the bottom of cheques from this branch: 221 is the city code, 019 the bank code and 020 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Bank, Lohta
Payments this branch can receive using IFSC IDIB000L552:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IDIB000L552.
Questions about IFSC IDIB000L552
What is the IFSC code of Indian Bank, Lohta branch?
The IFSC code of Indian Bank, Lohta branch (Varanasi, Uttar Pradesh) is IDIB000L552.
What is the MICR code of Indian Bank, Lohta?
The MICR code of this branch is 221019020.
Where is Indian Bank, Lohta branch located?
The branch address is VILL PO LOHTA LOHTA LOHTA PIN 221107 (Uttar Pradesh).
Does IDIB000L552 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.