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IBKL063JS11 — IDBI, Jharkhand State Cooperative Bank Limited Sarath

IBKL063JS11 is the IFSC code of IDBI, Jharkhand State Cooperative Bank Limited Sarath branch, Deoghar, Jharkhand. MICR 814735106. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIBKL063JS11
BankIDBI
BranchJharkhand State Cooperative Bank Limited Sarath
AddressDEOGHAR JAMTARA CENTRAL CO OPERATIVE BANK LTD,NEAR BAJRANG BALI CHOWK SARATH DEOGHAR 814112
CityDeoghar
DistrictDeoghar
StateJharkhand
MICR code814735106
SWIFT code—
Phone+919204466781
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC IBKL063JS11

PartMeaning
IBKLBank code – IDBI
0Fifth character, always zero (kept for future use)
63JS11Branch code – Jharkhand State Cooperative Bank Limited Sarath, Deoghar

The MICR code 814735106 is printed at the bottom of cheques from this branch: 814 is the city code, 735 the bank code and 106 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to IDBI, Jharkhand State Cooperative Bank Limited Sarath

Payments this branch can receive using IFSC IBKL063JS11:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IBKL063JS11.

Questions about IFSC IBKL063JS11

What is the IFSC code of IDBI, Jharkhand State Cooperative Bank Limited Sarath branch?

The IFSC code of IDBI, Jharkhand State Cooperative Bank Limited Sarath branch (Deoghar, Jharkhand) is IBKL063JS11.

What is the MICR code of IDBI, Jharkhand State Cooperative Bank Limited Sarath?

The MICR code of this branch is 814735106.

Where is IDBI, Jharkhand State Cooperative Bank Limited Sarath branch located?

The branch address is DEOGHAR JAMTARA CENTRAL CO OPERATIVE BANK LTD,NEAR BAJRANG BALI CHOWK SARATH DEOGHAR 814112 (Jharkhand).

Does IBKL063JS11 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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