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IBKL0464P06 — IDBI, The Prathamik Shikshak Sahakari Bank Ltd Gargoti

IBKL0464P06 is the IFSC code of IDBI, The Prathamik Shikshak Sahakari Bank Ltd Gargoti branch, Kolhapur, Maharashtra. MICR 416802008. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIBKL0464P06
BankIDBI
BranchThe Prathamik Shikshak Sahakari Bank Ltd Gargoti
AddressGARGOTI TALUKA BHUDARGAD DIST KOLHAPUR 416209
CityKolhapur
DistrictGargoti
StateMaharashtra
MICR code416802008
SWIFT code—
Phone+912324220018
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other IDBI branches in Kolhapur

How to read IFSC IBKL0464P06

PartMeaning
IBKLBank code – IDBI
0Fifth character, always zero (kept for future use)
464P06Branch code – The Prathamik Shikshak Sahakari Bank Ltd Gargoti, Kolhapur

The MICR code 416802008 is printed at the bottom of cheques from this branch: 416 is the city code, 802 the bank code and 008 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to IDBI, The Prathamik Shikshak Sahakari Bank Ltd Gargoti

Payments this branch can receive using IFSC IBKL0464P06:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IBKL0464P06.

Questions about IFSC IBKL0464P06

What is the IFSC code of IDBI, The Prathamik Shikshak Sahakari Bank Ltd Gargoti branch?

The IFSC code of IDBI, The Prathamik Shikshak Sahakari Bank Ltd Gargoti branch (Kolhapur, Maharashtra) is IBKL0464P06.

What is the MICR code of IDBI, The Prathamik Shikshak Sahakari Bank Ltd Gargoti?

The MICR code of this branch is 416802008.

Where is IDBI, The Prathamik Shikshak Sahakari Bank Ltd Gargoti branch located?

The branch address is GARGOTI TALUKA BHUDARGAD DIST KOLHAPUR 416209 (Maharashtra).

Does IBKL0464P06 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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