IBKL0401THC — Hooghly Co-operative Credit Bank, Hooghly Co-operative Credit Bank Imps
IBKL0401THC is the IFSC code of Hooghly Co-operative Credit Bank, Hooghly Co-operative Credit Bank Imps branch, Mumbai, Maharashtra. MICR 700012252. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IBKL0401THC |
|---|---|
| Bank | Hooghly Co-operative Credit Bank |
| Branch | Hooghly Co-operative Credit Bank Imps |
| Address | RAI BAHADUR S C MUKHERJEE ROAD CHAWKBAZAR DIST HOOGHLY 712103 |
| City | Mumbai |
| District | Hugli-chinsurah |
| State | Maharashtra |
| MICR code | 700012252 |
| SWIFT code | — |
| Phone | +913326802399 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC IBKL0401THC
| Part | Meaning |
|---|---|
| IBKL | Bank code – Hooghly Co-operative Credit Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 401THC | Branch code – Hooghly Co-operative Credit Bank Imps, Mumbai |
The MICR code 700012252 is printed at the bottom of cheques from this branch: 700 is the city code, 012 the bank code and 252 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Hooghly Co-operative Credit Bank, Hooghly Co-operative Credit Bank Imps
Payments this branch can receive using IFSC IBKL0401THC:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IBKL0401THC.
Questions about IFSC IBKL0401THC
What is the IFSC code of Hooghly Co-operative Credit Bank, Hooghly Co-operative Credit Bank Imps branch?
The IFSC code of Hooghly Co-operative Credit Bank, Hooghly Co-operative Credit Bank Imps branch (Mumbai, Maharashtra) is IBKL0401THC.
What is the MICR code of Hooghly Co-operative Credit Bank, Hooghly Co-operative Credit Bank Imps?
The MICR code of this branch is 700012252.
Where is Hooghly Co-operative Credit Bank, Hooghly Co-operative Credit Bank Imps branch located?
The branch address is RAI BAHADUR S C MUKHERJEE ROAD CHAWKBAZAR DIST HOOGHLY 712103 (Maharashtra).
Does IBKL0401THC support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.