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IBKL01642C4 — IDBI, Citizens Co Operative Bank Ltd

IBKL01642C4 is the IFSC code of IDBI, Citizens Co Operative Bank Ltd branch, Rajkot, Gujarat. MICR 360471004. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIBKL01642C4
BankIDBI
BranchCitizens Co Operative Bank Ltd
AddressVIR BHAGATSINH SHOPPING CENTER KOTHARIA ROAD RAJKOT 360002
CityRajkot
DistrictRajkot
StateGujarat
MICR code360471004
SWIFT code—
Phone+912812372201
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC IBKL01642C4

PartMeaning
IBKLBank code – IDBI
0Fifth character, always zero (kept for future use)
1642C4Branch code – Citizens Co Operative Bank Ltd, Rajkot

The MICR code 360471004 is printed at the bottom of cheques from this branch: 360 is the city code, 471 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to IDBI, Citizens Co Operative Bank Ltd

Payments this branch can receive using IFSC IBKL01642C4:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IBKL01642C4.

Questions about IFSC IBKL01642C4

What is the IFSC code of IDBI, Citizens Co Operative Bank Ltd branch?

The IFSC code of IDBI, Citizens Co Operative Bank Ltd branch (Rajkot, Gujarat) is IBKL01642C4.

What is the MICR code of IDBI, Citizens Co Operative Bank Ltd?

The MICR code of this branch is 360471004.

Where is IDBI, Citizens Co Operative Bank Ltd branch located?

The branch address is VIR BHAGATSINH SHOPPING CENTER KOTHARIA ROAD RAJKOT 360002 (Gujarat).

Does IBKL01642C4 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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