IBKL0069SMS — Soubhagya Mahila Souhardha Sahakari Bank, Soubhagya Mahila Souhardha Sahakari Bank Imps
IBKL0069SMS is the IFSC code of Soubhagya Mahila Souhardha Sahakari Bank, Soubhagya Mahila Souhardha Sahakari Bank Imps branch, Mumbai, Maharashtra. MICR 582887002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IBKL0069SMS |
|---|---|
| Bank | Soubhagya Mahila Souhardha Sahakari Bank |
| Branch | Soubhagya Mahila Souhardha Sahakari Bank Imps |
| Address | APMC ROAD,GADAG |
| City | Mumbai |
| District | Gadag |
| State | Maharashtra |
| MICR code | 582887002 |
| SWIFT code | — |
| Phone | +918372230694 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC IBKL0069SMS
| Part | Meaning |
|---|---|
| IBKL | Bank code – Soubhagya Mahila Souhardha Sahakari Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 069SMS | Branch code – Soubhagya Mahila Souhardha Sahakari Bank Imps, Mumbai |
The MICR code 582887002 is printed at the bottom of cheques from this branch: 582 is the city code, 887 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Soubhagya Mahila Souhardha Sahakari Bank, Soubhagya Mahila Souhardha Sahakari Bank Imps
Payments this branch can receive using IFSC IBKL0069SMS:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IBKL0069SMS.
Questions about IFSC IBKL0069SMS
What is the IFSC code of Soubhagya Mahila Souhardha Sahakari Bank, Soubhagya Mahila Souhardha Sahakari Bank Imps branch?
The IFSC code of Soubhagya Mahila Souhardha Sahakari Bank, Soubhagya Mahila Souhardha Sahakari Bank Imps branch (Mumbai, Maharashtra) is IBKL0069SMS.
What is the MICR code of Soubhagya Mahila Souhardha Sahakari Bank, Soubhagya Mahila Souhardha Sahakari Bank Imps?
The MICR code of this branch is 582887002.
Where is Soubhagya Mahila Souhardha Sahakari Bank, Soubhagya Mahila Souhardha Sahakari Bank Imps branch located?
The branch address is APMC ROAD,GADAG (Maharashtra).
Does IBKL0069SMS support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.