IBKL0001045 — IDBI, Krishnanagar
IBKL0001045 is the IFSC code of IDBI, Krishnanagar branch, Nadia, West Bengal. MICR 741259102. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IBKL0001045 |
|---|---|
| Bank | IDBI |
| Branch | Krishnanagar |
| Address | 1ST FLOOR, PATRA MARKET, M M GHOSH STREET, KRISHNANAGAR, NADIA, PIN 741101, WEST BENGAL |
| City | Nadia |
| District | Krishnanagar |
| State | West Bengal |
| MICR code | 741259102 |
| SWIFT code | — |
| Phone | +919830752261 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC IBKL0001045
| Part | Meaning |
|---|---|
| IBKL | Bank code – IDBI |
| 0 | Fifth character, always zero (kept for future use) |
| 001045 | Branch code – Krishnanagar, Nadia |
The MICR code 741259102 is printed at the bottom of cheques from this branch: 741 is the city code, 259 the bank code and 102 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to IDBI, Krishnanagar
Payments this branch can receive using IFSC IBKL0001045:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IBKL0001045.
Questions about IFSC IBKL0001045
What is the IFSC code of IDBI, Krishnanagar branch?
The IFSC code of IDBI, Krishnanagar branch (Nadia, West Bengal) is IBKL0001045.
What is the MICR code of IDBI, Krishnanagar?
The MICR code of this branch is 741259102.
Where is IDBI, Krishnanagar branch located?
The branch address is 1ST FLOOR, PATRA MARKET, M M GHOSH STREET, KRISHNANAGAR, NADIA, PIN 741101, WEST BENGAL (West Bengal).
Does IBKL0001045 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.