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IBKL0001044 — IDBI, Kottakkal

IBKL0001044 is the IFSC code of IDBI, Kottakkal branch, Malappuram, Kerala. MICR 676259102. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIBKL0001044
BankIDBI
BranchKottakkal
AddressGHIYATHI TOWER,CHANGUVETTY,KOTTAKKAL-676501,MALAPPURAM(DIST),KERALA,INDIA
CityMalappuram
DistrictKottakkal
StateKerala
MICR code676259102
SWIFT code—
Phone+919447008856
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other IDBI branches in Malappuram

How to read IFSC IBKL0001044

PartMeaning
IBKLBank code – IDBI
0Fifth character, always zero (kept for future use)
001044Branch code – Kottakkal, Malappuram

The MICR code 676259102 is printed at the bottom of cheques from this branch: 676 is the city code, 259 the bank code and 102 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to IDBI, Kottakkal

Payments this branch can receive using IFSC IBKL0001044:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IBKL0001044.

Questions about IFSC IBKL0001044

What is the IFSC code of IDBI, Kottakkal branch?

The IFSC code of IDBI, Kottakkal branch (Malappuram, Kerala) is IBKL0001044.

What is the MICR code of IDBI, Kottakkal?

The MICR code of this branch is 676259102.

Where is IDBI, Kottakkal branch located?

The branch address is GHIYATHI TOWER,CHANGUVETTY,KOTTAKKAL-676501,MALAPPURAM(DIST),KERALA,INDIA (Kerala).

Does IBKL0001044 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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