HDFC0CTSMCB — Sangamner Merchants Co-operative Bank, Sangamner Merchants Co-operative Bank Imps
HDFC0CTSMCB is the IFSC code of Sangamner Merchants Co-operative Bank, Sangamner Merchants Co-operative Bank Imps branch, Mumbai, Maharashtra. MICR 422804201. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | HDFC0CTSMCB |
|---|---|
| Bank | Sangamner Merchants Co-operative Bank |
| Branch | Sangamner Merchants Co-operative Bank Imps |
| Address | INDIRA GANDHI MARG NEW NAGAR ROAD |
| City | Mumbai |
| District | Sangamner |
| State | Maharashtra |
| MICR code | 422804201 |
| SWIFT code | HDFCINBB |
| Phone | +919960936640 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC HDFC0CTSMCB
| Part | Meaning |
|---|---|
| HDFC | Bank code – Sangamner Merchants Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| CTSMCB | Branch code – Sangamner Merchants Co-operative Bank Imps, Mumbai |
The MICR code 422804201 is printed at the bottom of cheques from this branch: 422 is the city code, 804 the bank code and 201 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Sangamner Merchants Co-operative Bank, Sangamner Merchants Co-operative Bank Imps
Payments this branch can receive using IFSC HDFC0CTSMCB:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC HDFC0CTSMCB.
Questions about IFSC HDFC0CTSMCB
What is the IFSC code of Sangamner Merchants Co-operative Bank, Sangamner Merchants Co-operative Bank Imps branch?
The IFSC code of Sangamner Merchants Co-operative Bank, Sangamner Merchants Co-operative Bank Imps branch (Mumbai, Maharashtra) is HDFC0CTSMCB.
What is the MICR code of Sangamner Merchants Co-operative Bank, Sangamner Merchants Co-operative Bank Imps?
The MICR code of this branch is 422804201.
Where is Sangamner Merchants Co-operative Bank, Sangamner Merchants Co-operative Bank Imps branch located?
The branch address is INDIRA GANDHI MARG NEW NAGAR ROAD (Maharashtra).
Does HDFC0CTSMCB support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.