HDFC0CTRUMC — Raipur Urban Mercantile Co-operative Bank, Raipur Urban Mercantile Co-operative Bank Imps
HDFC0CTRUMC is the IFSC code of Raipur Urban Mercantile Co-operative Bank, Raipur Urban Mercantile Co-operative Bank Imps branch, Mumbai, Maharashtra. MICR 492494002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | HDFC0CTRUMC |
|---|---|
| Bank | Raipur Urban Mercantile Co-operative Bank |
| Branch | Raipur Urban Mercantile Co-operative Bank Imps |
| Address | RAVI BHAWAN,JAISTAMBH CHOWK,RAIPUR-492001 |
| City | Mumbai |
| District | Raipur |
| State | Maharashtra |
| MICR code | 492494002 |
| SWIFT code | HDFCINBB |
| Phone | +919407765322 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC HDFC0CTRUMC
| Part | Meaning |
|---|---|
| HDFC | Bank code – Raipur Urban Mercantile Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| CTRUMC | Branch code – Raipur Urban Mercantile Co-operative Bank Imps, Mumbai |
The MICR code 492494002 is printed at the bottom of cheques from this branch: 492 is the city code, 494 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Raipur Urban Mercantile Co-operative Bank, Raipur Urban Mercantile Co-operative Bank Imps
Payments this branch can receive using IFSC HDFC0CTRUMC:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC HDFC0CTRUMC.
Questions about IFSC HDFC0CTRUMC
What is the IFSC code of Raipur Urban Mercantile Co-operative Bank, Raipur Urban Mercantile Co-operative Bank Imps branch?
The IFSC code of Raipur Urban Mercantile Co-operative Bank, Raipur Urban Mercantile Co-operative Bank Imps branch (Mumbai, Maharashtra) is HDFC0CTRUMC.
What is the MICR code of Raipur Urban Mercantile Co-operative Bank, Raipur Urban Mercantile Co-operative Bank Imps?
The MICR code of this branch is 492494002.
Where is Raipur Urban Mercantile Co-operative Bank, Raipur Urban Mercantile Co-operative Bank Imps branch located?
The branch address is RAVI BHAWAN,JAISTAMBH CHOWK,RAIPUR-492001 (Maharashtra).
Does HDFC0CTRUMC support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.