HDFC0010097 — HDFC Bank, Kadakol
HDFC0010097 is the IFSC code of HDFC Bank, Kadakol branch, Gadag, Karnataka. MICR 582240007. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | HDFC0010097 |
|---|---|
| Bank | HDFC Bank |
| Branch | Kadakol |
| Address | HDFC BANK LTD GRD FLOOR RTC NO 228 1 KADAKOL SHIRAHATTI TALUK KADAKOL KARNATAKA 582120 |
| City | Gadag |
| District | Kadakol |
| State | Karnataka |
| MICR code | 582240007 |
| SWIFT code | HDFCINBB |
| Phone | +9118002026161 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other HDFC Bank branches in Gadag
- Gadag — HDFC0001762
- Gajendragada — HDFC0005436
- Lakshmeshwar — HDFC0006027
- Mundargi — HDFC0006727
- Nargund — HDFC0006529
How to read IFSC HDFC0010097
| Part | Meaning |
|---|---|
| HDFC | Bank code – HDFC Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 010097 | Branch code – Kadakol, Gadag |
The MICR code 582240007 is printed at the bottom of cheques from this branch: 582 is the city code, 240 the bank code and 007 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to HDFC Bank, Kadakol
Payments this branch can receive using IFSC HDFC0010097:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC HDFC0010097.
Questions about IFSC HDFC0010097
What is the IFSC code of HDFC Bank, Kadakol branch?
The IFSC code of HDFC Bank, Kadakol branch (Gadag, Karnataka) is HDFC0010097.
What is the MICR code of HDFC Bank, Kadakol?
The MICR code of this branch is 582240007.
Where is HDFC Bank, Kadakol branch located?
The branch address is HDFC BANK LTD GRD FLOOR RTC NO 228 1 KADAKOL SHIRAHATTI TALUK KADAKOL KARNATAKA 582120 (Karnataka).
Does HDFC0010097 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.