HDFC0008682 — HDFC Bank, Raikot Ii
HDFC0008682 is the IFSC code of HDFC Bank, Raikot Ii branch, Ludhiana, Punjab. MICR 141240304. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | HDFC0008682 |
|---|---|
| Bank | HDFC Bank |
| Branch | Raikot Ii |
| Address | GROUND FLOOR OPP GULZAR MOTOR BARNALA ROAD RAIKOT RAIKOT PUNJAB 142036 |
| City | Ludhiana |
| District | Raikot |
| State | Punjab |
| MICR code | 141240304 |
| SWIFT code | HDFCINBB |
| Phone | +9118602676161 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other HDFC Bank branches in Ludhiana
- Baba Than Singh Chowk — HDFC0006595
- Bahadarke — HDFC0009533
- Bahadur Ke Road — HDFC0006588
- Bardhala — HDFC0006954
- Barewal Awana — HDFC0000855
- Barewal Awana — HDFC0002769
- Bassian — HDFC0008739
- Bhattian — HDFC0003485
- Bhundri — HDFC0003377
- Bija — HDFC0003014
- Brs Nagar — HDFC0001336
- Chaura Bazar, Akal Market — HDFC0001320
How to read IFSC HDFC0008682
| Part | Meaning |
|---|---|
| HDFC | Bank code – HDFC Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 008682 | Branch code – Raikot Ii, Ludhiana |
The MICR code 141240304 is printed at the bottom of cheques from this branch: 141 is the city code, 240 the bank code and 304 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to HDFC Bank, Raikot Ii
Payments this branch can receive using IFSC HDFC0008682:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC HDFC0008682.
Questions about IFSC HDFC0008682
What is the IFSC code of HDFC Bank, Raikot Ii branch?
The IFSC code of HDFC Bank, Raikot Ii branch (Ludhiana, Punjab) is HDFC0008682.
What is the MICR code of HDFC Bank, Raikot Ii?
The MICR code of this branch is 141240304.
Where is HDFC Bank, Raikot Ii branch located?
The branch address is GROUND FLOOR OPP GULZAR MOTOR BARNALA ROAD RAIKOT RAIKOT PUNJAB 142036 (Punjab).
Does HDFC0008682 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.