HDFC0004305 — HDFC Bank, Pamgarh
HDFC0004305 is the IFSC code of HDFC Bank, Pamgarh branch, Janjgir Champa, Chhattisgarh. MICR 495240511. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | HDFC0004305 |
|---|---|
| Bank | HDFC Bank |
| Branch | Pamgarh |
| Address | MAIN ROAD NEAR ALKA PHOTO STUDIO PAMGARH DIST JANJGIR CHAMPA CHHATTISGARH PAMGARH CHHATTISGARH 497442 |
| City | Janjgir Champa |
| District | Pamgarh |
| State | Chhattisgarh |
| MICR code | 495240511 |
| SWIFT code | HDFCINBB |
| Phone | +919893603333 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC HDFC0004305
| Part | Meaning |
|---|---|
| HDFC | Bank code – HDFC Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004305 | Branch code – Pamgarh, Janjgir Champa |
The MICR code 495240511 is printed at the bottom of cheques from this branch: 495 is the city code, 240 the bank code and 511 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to HDFC Bank, Pamgarh
Payments this branch can receive using IFSC HDFC0004305:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC HDFC0004305.
Questions about IFSC HDFC0004305
What is the IFSC code of HDFC Bank, Pamgarh branch?
The IFSC code of HDFC Bank, Pamgarh branch (Janjgir Champa, Chhattisgarh) is HDFC0004305.
What is the MICR code of HDFC Bank, Pamgarh?
The MICR code of this branch is 495240511.
Where is HDFC Bank, Pamgarh branch located?
The branch address is MAIN ROAD NEAR ALKA PHOTO STUDIO PAMGARH DIST JANJGIR CHAMPA CHHATTISGARH PAMGARH CHHATTISGARH 497442 (Chhattisgarh).
Does HDFC0004305 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.