HDFC0001498 — HDFC Bank, Baker Junction
HDFC0001498 is the IFSC code of HDFC Bank, Baker Junction branch, Kottayam, Kerala. MICR 686240003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | HDFC0001498 |
|---|---|
| Bank | HDFC Bank |
| Branch | Baker Junction |
| Address | CSI BAKER COMPLEX JN1ST FLOOR PB NO 247KOTTAYAM |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| MICR code | 686240003 |
| SWIFT code | HDFCINBB |
| Phone | +919895663333 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other HDFC Bank branches in Kottayam
- Arunapuram — HDFC0006592
- Athirampuzha — HDFC0005532
- Bcm College Road Kottayam — HDFC0008396
- Bharananganam — HDFC0008448
- Changanacherry — HDFC0000311
- Chingavanam — HDFC0007007
- Erattupetta — HDFC0007299
- Erumeli South — HDFC0006435
- Ettumanoor — HDFC0001503
- Kallara Kottayam — HDFC0006386
- Kanjikuzhy — HDFC0005242
- Kanjirappally — HDFC0001516
How to read IFSC HDFC0001498
| Part | Meaning |
|---|---|
| HDFC | Bank code – HDFC Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001498 | Branch code – Baker Junction, Kottayam |
The MICR code 686240003 is printed at the bottom of cheques from this branch: 686 is the city code, 240 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to HDFC Bank, Baker Junction
Payments this branch can receive using IFSC HDFC0001498:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC HDFC0001498.
Questions about IFSC HDFC0001498
What is the IFSC code of HDFC Bank, Baker Junction branch?
The IFSC code of HDFC Bank, Baker Junction branch (Kottayam, Kerala) is HDFC0001498.
What is the MICR code of HDFC Bank, Baker Junction?
The MICR code of this branch is 686240003.
Where is HDFC Bank, Baker Junction branch located?
The branch address is CSI BAKER COMPLEX JN1ST FLOOR PB NO 247KOTTAYAM (Kerala).
Does HDFC0001498 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.