HDFC0001028 — HDFC Bank, Seawoods Navi Mumbai
HDFC0001028 is the IFSC code of HDFC Bank, Seawoods Navi Mumbai branch, Navi Mumbai, Maharashtra. MICR 400240109. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | HDFC0001028 |
|---|---|
| Bank | HDFC Bank |
| Branch | Seawoods Navi Mumbai |
| Address | GIRIRAJ COOP HSG SHOP NO 10 11 12 SECTOR 48 SEAWOODS NAVI MUMBAI |
| City | Navi Mumbai |
| District | Navi Mumbai |
| State | Maharashtra |
| MICR code | 400240109 |
| SWIFT code | HDFCINBB |
| Phone | +9118002026161 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC HDFC0001028
| Part | Meaning |
|---|---|
| HDFC | Bank code – HDFC Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001028 | Branch code – Seawoods Navi Mumbai, Navi Mumbai |
The MICR code 400240109 is printed at the bottom of cheques from this branch: 400 is the city code, 240 the bank code and 109 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to HDFC Bank, Seawoods Navi Mumbai
Payments this branch can receive using IFSC HDFC0001028:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC HDFC0001028.
Questions about IFSC HDFC0001028
What is the IFSC code of HDFC Bank, Seawoods Navi Mumbai branch?
The IFSC code of HDFC Bank, Seawoods Navi Mumbai branch (Navi Mumbai, Maharashtra) is HDFC0001028.
What is the MICR code of HDFC Bank, Seawoods Navi Mumbai?
The MICR code of this branch is 400240109.
Where is HDFC Bank, Seawoods Navi Mumbai branch located?
The branch address is GIRIRAJ COOP HSG SHOP NO 10 11 12 SECTOR 48 SEAWOODS NAVI MUMBAI (Maharashtra).
Does HDFC0001028 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.