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GSCB0VDC042 — Gujarat State Co-operative Bank, Valsad District Central Co Op Bank Ltd Unai

GSCB0VDC042 is the IFSC code of Gujarat State Co-operative Bank, Valsad District Central Co Op Bank Ltd Unai branch, Navsari, Gujarat. MICR 396801525. NEFT yes, RTGS yes, IMPS yes.

IFSC codeGSCB0VDC042
BankGujarat State Co-operative Bank
BranchValsad District Central Co Op Bank Ltd Unai
AddressAT POST UNAI MAIN ROAD TA VANSDA DIST NAVSARI 396590
CityNavsari
DistrictNavsari
StateGujarat
MICR code396801525
SWIFT code—
Phone+912630236225
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC GSCB0VDC042

PartMeaning
GSCBBank code – Gujarat State Co-operative Bank
0Fifth character, always zero (kept for future use)
VDC042Branch code – Valsad District Central Co Op Bank Ltd Unai, Navsari

The MICR code 396801525 is printed at the bottom of cheques from this branch: 396 is the city code, 801 the bank code and 525 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Gujarat State Co-operative Bank, Valsad District Central Co Op Bank Ltd Unai

Payments this branch can receive using IFSC GSCB0VDC042:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC GSCB0VDC042.

Questions about IFSC GSCB0VDC042

What is the IFSC code of Gujarat State Co-operative Bank, Valsad District Central Co Op Bank Ltd Unai branch?

The IFSC code of Gujarat State Co-operative Bank, Valsad District Central Co Op Bank Ltd Unai branch (Navsari, Gujarat) is GSCB0VDC042.

What is the MICR code of Gujarat State Co-operative Bank, Valsad District Central Co Op Bank Ltd Unai?

The MICR code of this branch is 396801525.

Where is Gujarat State Co-operative Bank, Valsad District Central Co Op Bank Ltd Unai branch located?

The branch address is AT POST UNAI MAIN ROAD TA VANSDA DIST NAVSARI 396590 (Gujarat).

Does GSCB0VDC042 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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