Consult GurujiTax and company law

GSCB0UTBM03 — Gujarat State Co-operative Bank, The Bhuj Mercantile Coop Bank Ltd Station Road

GSCB0UTBM03 is the IFSC code of Gujarat State Co-operative Bank, The Bhuj Mercantile Coop Bank Ltd Station Road branch, Kutch, Gujarat. MICR 370803051. NEFT yes, RTGS yes, IMPS yes.

IFSC codeGSCB0UTBM03
BankGujarat State Co-operative Bank
BranchThe Bhuj Mercantile Coop Bank Ltd Station Road
Address1ST FLOOR, SILVER POINT, STATION ROAD, BHUJ KUTCH 370001
CityKutch
DistrictBhuj
StateGujarat
MICR code370803051
SWIFT code—
Phone+912832229504
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC GSCB0UTBM03

PartMeaning
GSCBBank code – Gujarat State Co-operative Bank
0Fifth character, always zero (kept for future use)
UTBM03Branch code – The Bhuj Mercantile Coop Bank Ltd Station Road, Kutch

The MICR code 370803051 is printed at the bottom of cheques from this branch: 370 is the city code, 803 the bank code and 051 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Gujarat State Co-operative Bank, The Bhuj Mercantile Coop Bank Ltd Station Road

Payments this branch can receive using IFSC GSCB0UTBM03:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC GSCB0UTBM03.

Questions about IFSC GSCB0UTBM03

What is the IFSC code of Gujarat State Co-operative Bank, The Bhuj Mercantile Coop Bank Ltd Station Road branch?

The IFSC code of Gujarat State Co-operative Bank, The Bhuj Mercantile Coop Bank Ltd Station Road branch (Kutch, Gujarat) is GSCB0UTBM03.

What is the MICR code of Gujarat State Co-operative Bank, The Bhuj Mercantile Coop Bank Ltd Station Road?

The MICR code of this branch is 370803051.

Where is Gujarat State Co-operative Bank, The Bhuj Mercantile Coop Bank Ltd Station Road branch located?

The branch address is 1ST FLOOR, SILVER POINT, STATION ROAD, BHUJ KUTCH 370001 (Gujarat).

Does GSCB0UTBM03 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

ITR & refund help NRI tax filing