GSCB0SMCB09 — Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Kapodra
GSCB0SMCB09 is the IFSC code of Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Kapodra branch, Surat, Gujarat. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | GSCB0SMCB09 |
|---|---|
| Bank | Gujarat State Co-operative Bank |
| Branch | The Surat Mercantile Co Op Bank Ltd Kapodra |
| Address | SHOP NO- F-36 TO 40, 1ST FLOOR, SARGAM COMPLEX, NR. TAPSIL SOCIETY, KAPODRA CIRCLE, KAPODRA VARACHHA ROAD, SURAT - 395006. |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | — |
| SWIFT code | — |
| Phone | +912612567856 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Gujarat State Co-operative Bank branches in Surat
- Associate Co Op Bank Ltd Adajan — GSCB0ASCB08
- Associate Co Op Bank Ltd Bamroli — GSCB0ASCB07
- Associate Co Op Bank Ltd Head Office — GSCB0ASCB02
- Associate Co Op Bank Ltd Puna Kumbharia — GSCB0ASCB06
- Associate Co Op Bank Ltd Sagrampura — GSCB0ASCB04
- Associate Co Op Bank Ltd Salabatpura — GSCB0ASCB05
- Associate Co Op Bank Ltd Umarwada — GSCB0ASCB03
- Associate Co Operative Bank Ltd - Vesu — GSCB0ASCB09
- The Bardoli Nagrik Sah Bank Ltd — GSCB0UTBNBL
- The Bardoli Nagrik Sahakari Bank Ltd. - Gandhi Road — GSCB0UTBN02
- The Bardoli Nagrik Sahakari Bank Ltd. - Madhi — GSCB0UTBN03
- The Bardoli Nagrik Sahakari Bank Ltd. - Station Road — GSCB0UTBN01
How to read IFSC GSCB0SMCB09
| Part | Meaning |
|---|---|
| GSCB | Bank code – Gujarat State Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SMCB09 | Branch code – The Surat Mercantile Co Op Bank Ltd Kapodra, Surat |
Sending money to Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Kapodra
Payments this branch can receive using IFSC GSCB0SMCB09:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC GSCB0SMCB09.
Questions about IFSC GSCB0SMCB09
What is the IFSC code of Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Kapodra branch?
The IFSC code of Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Kapodra branch (Surat, Gujarat) is GSCB0SMCB09.
Where is Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Kapodra branch located?
The branch address is SHOP NO- F-36 TO 40, 1ST FLOOR, SARGAM COMPLEX, NR. TAPSIL SOCIETY, KAPODRA CIRCLE, KAPODRA VARACHHA ROAD, SURAT - 395006. (Gujarat).
Does GSCB0SMCB09 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.