GSCB0SMCB04 — Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Khatodra
GSCB0SMCB04 is the IFSC code of Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Khatodra branch, Surat, Gujarat. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | GSCB0SMCB04 |
|---|---|
| Bank | Gujarat State Co-operative Bank |
| Branch | The Surat Mercantile Co Op Bank Ltd Khatodra |
| Address | OPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | — |
| SWIFT code | — |
| Phone | +912612633122 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Gujarat State Co-operative Bank branches in Surat
- Associate Co Op Bank Ltd Adajan — GSCB0ASCB08
- Associate Co Op Bank Ltd Bamroli — GSCB0ASCB07
- Associate Co Op Bank Ltd Head Office — GSCB0ASCB02
- Associate Co Op Bank Ltd Puna Kumbharia — GSCB0ASCB06
- Associate Co Op Bank Ltd Sagrampura — GSCB0ASCB04
- Associate Co Op Bank Ltd Salabatpura — GSCB0ASCB05
- Associate Co Op Bank Ltd Umarwada — GSCB0ASCB03
- Associate Co Operative Bank Ltd - Vesu — GSCB0ASCB09
- The Bardoli Nagrik Sah Bank Ltd — GSCB0UTBNBL
- The Bardoli Nagrik Sahakari Bank Ltd. - Gandhi Road — GSCB0UTBN02
- The Bardoli Nagrik Sahakari Bank Ltd. - Madhi — GSCB0UTBN03
- The Bardoli Nagrik Sahakari Bank Ltd. - Station Road — GSCB0UTBN01
How to read IFSC GSCB0SMCB04
| Part | Meaning |
|---|---|
| GSCB | Bank code – Gujarat State Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| SMCB04 | Branch code – The Surat Mercantile Co Op Bank Ltd Khatodra, Surat |
Sending money to Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Khatodra
Payments this branch can receive using IFSC GSCB0SMCB04:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC GSCB0SMCB04.
Questions about IFSC GSCB0SMCB04
What is the IFSC code of Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Khatodra branch?
The IFSC code of Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Khatodra branch (Surat, Gujarat) is GSCB0SMCB04.
Where is Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Khatodra branch located?
The branch address is OPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002 (Gujarat).
Does GSCB0SMCB04 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.