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GSCB0PDC064 — Gujarat State Co-operative Bank, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada

GSCB0PDC064 is the IFSC code of Gujarat State Co-operative Bank, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch, Mahisagar, Gujarat. MICR 389815009. NEFT yes, RTGS yes, IMPS yes.

IFSC codeGSCB0PDC064
BankGujarat State Co-operative Bank
BranchThe Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada
AddressBESIDE CHHAPAIYA DHAM SOCIETY, VARDHARI ROAD, AT.PO.&TA-LUNAWADA, DIST-MAHISAGAR-389230
CityMahisagar
DistrictLunawada
StateGujarat
MICR code389815009
SWIFT code—
Phone+917990164712
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC GSCB0PDC064

PartMeaning
GSCBBank code – Gujarat State Co-operative Bank
0Fifth character, always zero (kept for future use)
PDC064Branch code – The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada, Mahisagar

The MICR code 389815009 is printed at the bottom of cheques from this branch: 389 is the city code, 815 the bank code and 009 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Gujarat State Co-operative Bank, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada

Payments this branch can receive using IFSC GSCB0PDC064:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC GSCB0PDC064.

Questions about IFSC GSCB0PDC064

What is the IFSC code of Gujarat State Co-operative Bank, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch?

The IFSC code of Gujarat State Co-operative Bank, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch (Mahisagar, Gujarat) is GSCB0PDC064.

What is the MICR code of Gujarat State Co-operative Bank, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada?

The MICR code of this branch is 389815009.

Where is Gujarat State Co-operative Bank, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch located?

The branch address is BESIDE CHHAPAIYA DHAM SOCIETY, VARDHARI ROAD, AT.PO.&TA-LUNAWADA, DIST-MAHISAGAR-389230 (Gujarat).

Does GSCB0PDC064 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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