GSCB0GUMC01 — Gujarat Mercantile Co-operative Bank, Gujarat Mercantile Co-operative Bank Imps
GSCB0GUMC01 is the IFSC code of Gujarat Mercantile Co-operative Bank, Gujarat Mercantile Co-operative Bank Imps branch, Mumbai, Maharashtra. MICR 380826002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | GSCB0GUMC01 |
|---|---|
| Bank | Gujarat Mercantile Co-operative Bank |
| Branch | Gujarat Mercantile Co-operative Bank Imps |
| Address | PANCHALI APPARTMENT OPP CADILA LAB GHODASAR AHMEDABAD |
| City | Mumbai |
| District | Ahmedabad |
| State | Maharashtra |
| MICR code | 380826002 |
| SWIFT code | — |
| Phone | +917925397610 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC GSCB0GUMC01
| Part | Meaning |
|---|---|
| GSCB | Bank code – Gujarat Mercantile Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| GUMC01 | Branch code – Gujarat Mercantile Co-operative Bank Imps, Mumbai |
The MICR code 380826002 is printed at the bottom of cheques from this branch: 380 is the city code, 826 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Gujarat Mercantile Co-operative Bank, Gujarat Mercantile Co-operative Bank Imps
Payments this branch can receive using IFSC GSCB0GUMC01:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC GSCB0GUMC01.
Questions about IFSC GSCB0GUMC01
What is the IFSC code of Gujarat Mercantile Co-operative Bank, Gujarat Mercantile Co-operative Bank Imps branch?
The IFSC code of Gujarat Mercantile Co-operative Bank, Gujarat Mercantile Co-operative Bank Imps branch (Mumbai, Maharashtra) is GSCB0GUMC01.
What is the MICR code of Gujarat Mercantile Co-operative Bank, Gujarat Mercantile Co-operative Bank Imps?
The MICR code of this branch is 380826002.
Where is Gujarat Mercantile Co-operative Bank, Gujarat Mercantile Co-operative Bank Imps branch located?
The branch address is PANCHALI APPARTMENT OPP CADILA LAB GHODASAR AHMEDABAD (Maharashtra).
Does GSCB0GUMC01 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.