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GSCB0BKD145 — Gujarat State Co-operative Bank, The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima

GSCB0BKD145 is the IFSC code of Gujarat State Co-operative Bank, The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima branch, Banaskantha, Gujarat. MICR 385801635. NEFT yes, RTGS yes, IMPS yes.

IFSC codeGSCB0BKD145
BankGujarat State Co-operative Bank
BranchThe Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima
AddressDHARNIDHAR MARKETYARD AT PO DHIMA TA WAV
CityBanaskantha
DistrictDharnidhar Mkt Dhima
StateGujarat
MICR code385801635
SWIFT code—
Phone+919427064949
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC GSCB0BKD145

PartMeaning
GSCBBank code – Gujarat State Co-operative Bank
0Fifth character, always zero (kept for future use)
BKD145Branch code – The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima, Banaskantha

The MICR code 385801635 is printed at the bottom of cheques from this branch: 385 is the city code, 801 the bank code and 635 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Gujarat State Co-operative Bank, The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima

Payments this branch can receive using IFSC GSCB0BKD145:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC GSCB0BKD145.

Questions about IFSC GSCB0BKD145

What is the IFSC code of Gujarat State Co-operative Bank, The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima branch?

The IFSC code of Gujarat State Co-operative Bank, The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima branch (Banaskantha, Gujarat) is GSCB0BKD145.

What is the MICR code of Gujarat State Co-operative Bank, The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima?

The MICR code of this branch is 385801635.

Where is Gujarat State Co-operative Bank, The Banaskantha Dist Cent Co Op Bank Ltd Dharnidhar Mkt Dhima branch located?

The branch address is DHARNIDHAR MARKETYARD AT PO DHIMA TA WAV (Gujarat).

Does GSCB0BKD145 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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