FDRL0002248 — Federal Bank, Budampadu
FDRL0002248 is the IFSC code of Federal Bank, Budampadu branch, Guntur, Andhra Pradesh. MICR 520049103. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | FDRL0002248 |
|---|---|
| Bank | Federal Bank |
| Branch | Budampadu |
| Address | DOOR NO 1-98, NEAR LORD GANESHA TEMPLE, BUDAMPADU, GUNTUR RURAL DISTRICT,ANDHRA PRADESH, 522007 |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| MICR code | 520049103 |
| SWIFT code | — |
| Phone | +918632332277 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Federal Bank branches in Guntur
- Ananthavaram — FDRL0002278
- Atmakur — FDRL0002250
- Guntur — FDRL0001671
- Koppuravuru — FDRL0002285
- Krishnayapalem — FDRL0002286
- Lingayapalem — FDRL0002249
- Nidumukkala — FDRL0002287
How to read IFSC FDRL0002248
| Part | Meaning |
|---|---|
| FDRL | Bank code – Federal Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002248 | Branch code – Budampadu, Guntur |
The MICR code 520049103 is printed at the bottom of cheques from this branch: 520 is the city code, 049 the bank code and 103 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Federal Bank, Budampadu
Payments this branch can receive using IFSC FDRL0002248:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC FDRL0002248.
Questions about IFSC FDRL0002248
What is the IFSC code of Federal Bank, Budampadu branch?
The IFSC code of Federal Bank, Budampadu branch (Guntur, Andhra Pradesh) is FDRL0002248.
What is the MICR code of Federal Bank, Budampadu?
The MICR code of this branch is 520049103.
Where is Federal Bank, Budampadu branch located?
The branch address is DOOR NO 1-98, NEAR LORD GANESHA TEMPLE, BUDAMPADU, GUNTUR RURAL DISTRICT,ANDHRA PRADESH, 522007 (Andhra Pradesh).
Does FDRL0002248 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.