FDRL0001293 — Federal Bank, Poonjar
FDRL0001293 is the IFSC code of Federal Bank, Poonjar branch, Kottayam, Kerala. MICR 686049803. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | FDRL0001293 |
|---|---|
| Bank | Federal Bank |
| Branch | Poonjar |
| Address | POONJAR POONJAR POONJAR SOUTH P O |
| City | Kottayam |
| District | Poonjar |
| State | Kerala |
| MICR code | 686049803 |
| SWIFT code | — |
| Phone | +914822273014 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Federal Bank branches in Kottayam
- Aruvithura — FDRL0001144
- Athirampuzha — FDRL0001881
- Ayarkunnam — FDRL0001880
- Bharananganam — FDRL0001910
- Changanassery — FDRL0001037
- Chingavanam — FDRL0001299
- Ettumanoor — FDRL0001044
- Gandhinagar — FDRL0001067
- Kadaplamattom — FDRL0001254
- Kalathipady — FDRL0001715
- Kanjirappally — FDRL0001031
- Karukachal — FDRL0001722
How to read IFSC FDRL0001293
| Part | Meaning |
|---|---|
| FDRL | Bank code – Federal Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001293 | Branch code – Poonjar, Kottayam |
The MICR code 686049803 is printed at the bottom of cheques from this branch: 686 is the city code, 049 the bank code and 803 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Federal Bank, Poonjar
Payments this branch can receive using IFSC FDRL0001293:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC FDRL0001293.
Questions about IFSC FDRL0001293
What is the IFSC code of Federal Bank, Poonjar branch?
The IFSC code of Federal Bank, Poonjar branch (Kottayam, Kerala) is FDRL0001293.
What is the MICR code of Federal Bank, Poonjar?
The MICR code of this branch is 686049803.
Where is Federal Bank, Poonjar branch located?
The branch address is POONJAR POONJAR POONJAR SOUTH P O (Kerala).
Does FDRL0001293 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.