ESMF0001613 — Esaf Small Finance Bank, Bengaluru Jp Nagar
ESMF0001613 is the IFSC code of Esaf Small Finance Bank, Bengaluru Jp Nagar branch, Bengaluru, Karnataka. MICR 560760006. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | ESMF0001613 |
|---|---|
| Bank | Esaf Small Finance Bank |
| Branch | Bengaluru Jp Nagar |
| Address | NO 135 5, 15TH CROSS, 100 FT RING ROAD, 3RD PHASE, J P NAGAR PO, BANGALORE, KARNATAKA 560078 |
| City | Bengaluru |
| District | Bengaluru Jp Nagar |
| State | Karnataka |
| MICR code | 560760006 |
| SWIFT code | — |
| Phone | +917356781222 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | No |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Esaf Small Finance Bank branches in Bengaluru
- Bengaluru Banshankari — ESMF0001676
- Bengaluru Hbr Layout — ESMF0001620
- Bengaluru Hrbr Layout — ESMF0001614
- Bengaluru Hsr Layout — ESMF0001604
- Bengaluru Malleshwaram. — ESMF0001679
- Bengaluru Ulsoor — ESMF0001336
- Bengaluru Whitefield — ESMF0001658
How to read IFSC ESMF0001613
| Part | Meaning |
|---|---|
| ESMF | Bank code – Esaf Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001613 | Branch code – Bengaluru Jp Nagar, Bengaluru |
The MICR code 560760006 is printed at the bottom of cheques from this branch: 560 is the city code, 760 the bank code and 006 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Esaf Small Finance Bank, Bengaluru Jp Nagar
Payments this branch can receive using IFSC ESMF0001613:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
To pay someone here you need their account number, the account holder’s name and the IFSC ESMF0001613.
Questions about IFSC ESMF0001613
What is the IFSC code of Esaf Small Finance Bank, Bengaluru Jp Nagar branch?
The IFSC code of Esaf Small Finance Bank, Bengaluru Jp Nagar branch (Bengaluru, Karnataka) is ESMF0001613.
What is the MICR code of Esaf Small Finance Bank, Bengaluru Jp Nagar?
The MICR code of this branch is 560760006.
Where is Esaf Small Finance Bank, Bengaluru Jp Nagar branch located?
The branch address is NO 135 5, 15TH CROSS, 100 FT RING ROAD, 3RD PHASE, J P NAGAR PO, BANGALORE, KARNATAKA 560078 (Karnataka).
Does ESMF0001613 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.