ESMF0001192 — Esaf Small Finance Bank, Kuppadithara
ESMF0001192 is the IFSC code of Esaf Small Finance Bank, Kuppadithara branch, Wayanad, Kerala. MICR 670760203. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | ESMF0001192 |
|---|---|
| Bank | Esaf Small Finance Bank |
| Branch | Kuppadithara |
| Address | THOPPIL BUILDINGS, GROUND FLOOR, 6/160, CHERIANKOLLY KUPPADITHARA ROAD, CHERIANKOLLY, KUPPADITHARA, WAYANAD 670645 |
| City | Wayanad |
| District | Kuppadithara |
| State | Kerala |
| MICR code | 670760203 |
| SWIFT code | — |
| Phone | +918589930693 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | No |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Esaf Small Finance Bank branches in Wayanad
- Cheeral — ESMF0001637
- Chulliyode — ESMF0001624
- Kalpetta — ESMF0001352
- Kattikulam — ESMF0001639
- Kotappadi Part Meppadi — ESMF0001535
- Kottathara Pallikunnu — ESMF0001548
- Kunnathidavaka Vythiri — ESMF0001545
- Mananthavadi — ESMF0001163
- Muppainad — ESMF0001580
- Padinjarethara — ESMF0001638
- Panamaram — ESMF0001603
- Perikkalloor — ESMF0001640
How to read IFSC ESMF0001192
| Part | Meaning |
|---|---|
| ESMF | Bank code – Esaf Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001192 | Branch code – Kuppadithara, Wayanad |
The MICR code 670760203 is printed at the bottom of cheques from this branch: 670 is the city code, 760 the bank code and 203 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Esaf Small Finance Bank, Kuppadithara
Payments this branch can receive using IFSC ESMF0001192:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
To pay someone here you need their account number, the account holder’s name and the IFSC ESMF0001192.
Questions about IFSC ESMF0001192
What is the IFSC code of Esaf Small Finance Bank, Kuppadithara branch?
The IFSC code of Esaf Small Finance Bank, Kuppadithara branch (Wayanad, Kerala) is ESMF0001192.
What is the MICR code of Esaf Small Finance Bank, Kuppadithara?
The MICR code of this branch is 670760203.
Where is Esaf Small Finance Bank, Kuppadithara branch located?
The branch address is THOPPIL BUILDINGS, GROUND FLOOR, 6/160, CHERIANKOLLY KUPPADITHARA ROAD, CHERIANKOLLY, KUPPADITHARA, WAYANAD 670645 (Kerala).
Does ESMF0001192 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.