ESFB0002010 — Equitas Small Finance Bank, Kottayam
ESFB0002010 is the IFSC code of Equitas Small Finance Bank, Kottayam branch, Kottayam, Kerala. MICR 686756002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | ESFB0002010 |
|---|---|
| Bank | Equitas Small Finance Bank |
| Branch | Kottayam |
| Address | 16/835 A-1 ,VALLAMATTAM BUILDING, KK ROAD, MUTTAMBALAM P.O, KANJIKUZHY, KOTTAYAM - 686004 |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| MICR code | 686756002 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC ESFB0002010
| Part | Meaning |
|---|---|
| ESFB | Bank code – Equitas Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002010 | Branch code – Kottayam, Kottayam |
The MICR code 686756002 is printed at the bottom of cheques from this branch: 686 is the city code, 756 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Equitas Small Finance Bank, Kottayam
Payments this branch can receive using IFSC ESFB0002010:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC ESFB0002010.
Questions about IFSC ESFB0002010
What is the IFSC code of Equitas Small Finance Bank, Kottayam branch?
The IFSC code of Equitas Small Finance Bank, Kottayam branch (Kottayam, Kerala) is ESFB0002010.
What is the MICR code of Equitas Small Finance Bank, Kottayam?
The MICR code of this branch is 686756002.
Where is Equitas Small Finance Bank, Kottayam branch located?
The branch address is 16/835 A-1 ,VALLAMATTAM BUILDING, KK ROAD, MUTTAMBALAM P.O, KANJIKUZHY, KOTTAYAM - 686004 (Kerala).
Does ESFB0002010 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.