ESFB0002003 — Equitas Small Finance Bank, Palakkad
ESFB0002003 is the IFSC code of Equitas Small Finance Bank, Palakkad branch, Palakkad, Kerala. MICR 678756002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | ESFB0002003 |
|---|---|
| Bank | Equitas Small Finance Bank |
| Branch | Palakkad |
| Address | GROUND FLOOR,DOOR NO.24/868 2&8 IN SUNDAR TOWER,KUNNATHURMEDU,PALAKKAD COIMBATORE ROAD,PALAKKAD,PINCODE-678013 |
| City | Palakkad |
| District | Palakkad |
| State | Kerala |
| MICR code | 678756002 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC ESFB0002003
| Part | Meaning |
|---|---|
| ESFB | Bank code – Equitas Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002003 | Branch code – Palakkad, Palakkad |
The MICR code 678756002 is printed at the bottom of cheques from this branch: 678 is the city code, 756 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Equitas Small Finance Bank, Palakkad
Payments this branch can receive using IFSC ESFB0002003:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC ESFB0002003.
Questions about IFSC ESFB0002003
What is the IFSC code of Equitas Small Finance Bank, Palakkad branch?
The IFSC code of Equitas Small Finance Bank, Palakkad branch (Palakkad, Kerala) is ESFB0002003.
What is the MICR code of Equitas Small Finance Bank, Palakkad?
The MICR code of this branch is 678756002.
Where is Equitas Small Finance Bank, Palakkad branch located?
The branch address is GROUND FLOOR,DOOR NO.24/868 2&8 IN SUNDAR TOWER,KUNNATHURMEDU,PALAKKAD COIMBATORE ROAD,PALAKKAD,PINCODE-678013 (Kerala).
Does ESFB0002003 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.